Category: Wiki

photoTAN The photoTAN procedure is not one of the classic or most common TAN procedures(not to be confused with Sm@rtTAN photo procedure!) that are used today. The following banks offer

EBICS procedure EBICS stands for “Electronic Banking Internet Communication Standard”. It offers corporate customers the opportunity to process global payment transactions with the bank quickly and flexibly via the Internet

Mobile banking with QR code In mobile banking, QR codes (e.g. GiroCode) now function as payment codes with information for a bank transfer. This means you can conveniently pay outstanding

Procedure for online banking A TAN or other encryption is required to confirm a transfer. The following methods are available to generate these: chipTAN QR sm@rtTAN photo HBCI EBICS pushTAN

HBCI procedure The standard procedure HBCI (Homebanking Computer Interface) was introduced in 1998. It is based on the strong encryption of communication between the bank and the customer via a

mTAN / smsTAN mTAN stands for “mobileTAN” and is often also called “SMS-TAN” or “mobile TAN”. With this method, the TAN is sent to the user’s cell phone via SMS.

iTAN procedure: Farewell The next PSD2 requirements have been implemented since September 2019, including the abolition of the iTAN for current accounts. iTAN explanation The iTAN list is a further