Furtwangen, May 19, 2010 – Due to security concerns, 28 percent of Internet users do not want to carry out their banking transactions online.
This is the result of a recent BITKOM survey (German Association for Information Technology, Telecommunications and New Media). Technically secure procedures can dispel these concerns. With the Homebanking Computer Interface (HBCI), for example, data exchange is secured in three ways as standard: with a chip card, the PIN for the card and encryption of the transactions.
The electronic TAN procedure also offers security.
The user enters the transaction data, such as the recipient’s account number, into a TAN generator.
The small device generates the TAN electronically – transaction-related and PC-independent.
To confirm the booking, only the transaction number needs to be entered into the online mask.
A security advantage over paper TAN forms: no new TANs have to be sent by post or online, which could be intercepted by third parties.
It is even more convenient if optical TAN generators are used, as manual entry is largely eliminated.
The data can be transferred from the PC to the device via an optical interface in the device by simply holding it in front of the monitor.
The generator recognizes the transaction data and generates a TAN.
REINER SCT played a key role in developing the process and offers suitable TAN generators.
From mid-June, tan Jack® optic SX, the fourth model in the tan Jack® optic product range will be launched on the market.
The device is the smallest in the series. It only has four buttons and a large display. This makes it particularly easy to operate. (The text comprises approx. 1,900 characters)