Intelligent algorithms ensure error-free, almost fully automatic categorization of your expenses. You can freely define your categories and store your own rules. Split postings enable the exact allocation of categories to partial amounts of postings. Actual income/expenses are determined by Banking4 through cash flow analysis of the postings and transfers between own accounts are thus reliably excluded from evaluations.
Banking4 automatically tracks your expected credits and scheduled payments and warns you in the event of late payments or unexpected postings. An automatic list of all your direct debit authorizations (direct debit mandates) shows ongoing direct debit collections, which is extremely helpful when switching accounts.
Banking4 is available in optimized versions for macOS and Windows. The data vault files, which are identical on all platforms, can be easily copied between the platforms, even online from the app via WebDAV or Dropbox if desired.
| Chip card reader category: | Chip card reader and TAN generator for contact smart cards |
| Safety class: | 3 |
| SECODER function: | ✓ |
| HHD 1.4 / chipTAN function | ✓ |
| Power supply: | USB 2.0 type B / 5 V |
| Housing colors: | White / yellow, other colors on request |
| Dimensions (LxWxH): | 114 x 68 x 12 mm |
| Weight of individual device (without packaging/with packaging): | 58 g / 339 g |
| Contact-based interface: | ISO/IEC 7816-3 class B |
| USB: | USB 2.0 type B (CCID) |
| PC interfaces: | Driverless installation via CCID (without cyberJack® device manager function) or with driver installation and cyberJack® Device Manager (PC/SC) Microsoft Windows only |
| System requirements: | Windows, macOS and Linux Details: reiner-sct.com/driver |
| REINER SCT part number: | 2 714 101-000 |
| EAN code: | 4011170083171 |
| Scope of delivery: | cyberJack® one, quick start guide, USB cable, USB extension |
| Warranty: | 2 years |
Feature Description
Feature Description
Feature Description
Yes
No, the new card technology is mandatory for all banks and savings banks worldwide in order to be internationally interoperable.
A strong password alone can still be compromised. The 2FA provides an additional layer of security and protects your account even if your password is stolen.
The 2FA increases security because even if an attacker finds out a user’s password, they cannot access the account without the second factor.
The technology of the girocard has been further developed. This is why the new girocard is no longer compatible with the optic TAN generators.
The technology of the Sparkassen-Card / DKB Girocard has been further developed. Therefore, the new Sparkassen-Card / DKB Girocard is no longer compatible with the chipTAN optic TAN generators.
