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Yes
No, the new card technology is mandatory for all banks and savings banks worldwide in order to be internationally interoperable.
A strong password alone can still be compromised. The 2FA provides an additional layer of security and protects your account even if your password is stolen.
The 2FA increases security because even if an attacker finds out a user’s password, they cannot access the account without the second factor.
The technology of the girocard has been further developed. This is why the new girocard is no longer compatible with the optic TAN generators.
The technology of the Sparkassen-Card / DKB Girocard has been further developed. Therefore, the new Sparkassen-Card / DKB Girocard is no longer compatible with the chipTAN optic TAN generators.
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